Friday, May 19, 2017

5 Things You Probably Didn’t Know About Travel Insurance

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 In less than a week our daughter will be out of school and with all our summer breaks that means a vacation is coming soon.   For us it will be a road trip out east to see family.  We have changed the dates several times already due to a work conference and a softball schedule conflict.  I am happy to say we have not lost anything by making these changes but that is not the case for everyone which is why when I saw these tips from and wanted to share:

It can cover road trips. Often when we think of travel insurance, we think of long flights to exotic places, however insurance can be valuable in many situation, including the summer rite of passage: the road trip. If any part of your road trip has prepaid, non-refundable components, you should consider travel insurance. In addition, if your health insurance doesn’t cover you or your family while out of network, travel insurance with medical emergency coverage may be a good option. And if you are still confused by the Loss Damage Waiver (LDW) option with a car rental, many travel insurance plans offer optional car rental coverage which in many cases is more cost effective than what the car rental companies charge.

It can cover you in the event of pilot strikes. In most cases, airlines will not reimburse you for a flight that is cancelled or severely delayed due to an airline strike. Most travel insurance plans, however, include an unforeseen or unexpected labor strike within their trip cancellation or trip delay benefits. It's important to remember, however, that if you purchase a flight after a potential strike is announced, in most cases travel insurance will no longer cover that strike.

It can cover you if you have to cancel your trip because of work. While most plans will cover you in the event you or your travel companion are laid off, many will also cover for reasons that go beyond this drastic life event. This could include being relocated, an important work requirement (notarized by your employer), if your organization is involved in a merger or acquisition (that you are directly involved in), or if your office is damaged by a natural disaster.

You can give it as a gift. Worried about your aging parents taking off for a seven-day cruise to the Caribbean? Or your sister planning her off-the-grid honeymoon? Travel Insurance can be a great way to take care of those you love, and ensure they can travel worry-free.

It can be an EASY process... Finding the right travel insurance plan doesn’t have to mean sifting through hundreds of offers. chooses only the best providers, and makes it easy to not only compare plans, but to provide the details you want and need to make the best decisions for you and your travel companions.

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